If you're planning a trip to Nairobi, one of the first things you'll need to know is the local currency. Kenya uses the Kenyan Shilling, commonly abbreviated as KES and represented by the symbol KSh. Whether you're paying for airport transfers, shopping, dining, or visiting attractions, the Kenyan Shilling is the primary currency accepted throughout Nairobi.
Although many hotels and tour operators accept international credit cards, carrying some local currency is highly recommended for taxis, local markets, small restaurants, and tipping.
Quick Answer
The official currency used in Nairobi and throughout Kenya is the Kenyan Shilling (KES). Prices are usually displayed using the symbols KSh or KES.
Contents
- Official currency of Nairobi
- Kenyan banknotes and coins
- Where to exchange money
- Can you use US Dollars?
- Credit cards and mobile payments
- ATMs in Nairobi
- Money-saving tips
- Frequently Asked Questions
What Is the Official Currency of Nairobi?
Nairobi is the capital city of Kenya, so it uses the same national currency as the rest of the country—the Kenyan Shilling (KES). Nearly every business, restaurant, hotel, supermarket, shopping mall and transport provider accepts payments in Kenyan Shillings.
Currency Facts
- Currency: Kenyan Shilling
- Currency Code: KES
- Currency Symbol: KSh
- Central Bank: Central Bank of Kenya
Kenyan Banknotes and Coins
Kenyan currency is available in both banknotes and coins, making everyday transactions simple for visitors.
Banknotes
- KSh 50
- KSh 100
- KSh 200
- KSh 500
- KSh 1,000
Coins
- 1 Shilling
- 5 Shillings
- 10 Shillings
- 20 Shillings
- 40 Shillings
Where Can You Exchange Money?
Visitors can easily exchange foreign currency at Jomo Kenyatta International Airport (JKIA), licensed foreign exchange bureaus, commercial banks, and many major hotels. Exchange bureaus located in shopping malls often provide competitive rates.
Compare exchange rates before changing large amounts of money, and always use licensed exchange bureaus or banks.
Can You Use US Dollars in Nairobi?
Some hotels, safari companies and tour operators accept US Dollars, especially for larger purchases. However, restaurants, supermarkets, taxis and local shops usually require payment in Kenyan Shillings. Having local currency makes everyday transactions much easier.
Credit Cards and Mobile Payments
Visa and Mastercard are widely accepted in Nairobi's hotels, shopping malls, supermarkets and restaurants. Kenya is also famous for mobile payments through M-Pesa, although this service is primarily used by local residents.
Widely Accepted
- Visa
- Mastercard
- Cash (KES)
- M-Pesa
Limited Acceptance
- Foreign currencies for daily purchases.
- Personal cheques.
ATMs in Nairobi
ATMs are widely available across Nairobi at shopping malls, banks, hotels and airports. Most international Visa and Mastercard debit or credit cards can be used to withdraw Kenyan Shillings.
Money Tips for Tourists
- Carry small denomination notes for taxis and tips.
- Use licensed exchange bureaus for better rates.
- Keep emergency cash separate from your wallet.
- Avoid exchanging money with street vendors.
- Notify your bank before traveling internationally.
- Use cards for larger purchases where possible.
How to Identify Counterfeit Kenyan Shilling (KES) Notes
Counterfeit banknotes are uncommon, but tourists should still know how to identify genuine Kenyan Shilling (KES) notes. Most visitors receive cash from banks, ATMs, hotels, supermarkets, and licensed foreign exchange bureaus, making counterfeit notes unlikely. However, if you receive cash in busy markets or from private transactions, take a few seconds to inspect the note.
Quick Security Check
- Hold the note against the light to check for the watermark and security thread.
- Feel the note—important text and large numerals have raised printing.
- Tilt the banknote to observe color-shifting security features on higher denominations.
- Inspect the fine print and detailed patterns. Genuine notes have sharp, crisp printing.
- Avoid accepting damaged, unusually faded or poorly printed banknotes from unknown sources.
Security Features Found on Kenyan Banknotes
Watermark
Hold the note against a bright light. A genuine banknote displays a clear multi-tone watermark together with the denomination.
Security Thread
Every genuine Kenyan banknote contains a metallic security thread embedded within the paper that becomes visible when viewed against light.
Raised Printing
The denomination, selected lettering and some design elements have raised ink that can be felt with your fingertips.
See-Through Register
Small design elements printed on both sides of the note align perfectly when the banknote is held against light.
Microtext
Tiny lettering is incorporated into the design and appears crisp under magnification but looks like a thin line to the naked eye.
Color-Shifting Features
Some denominations include optically variable ink that changes color when the banknote is tilted.
Withdraw cash from bank ATMs or exchange money at licensed foreign exchange bureaus. Avoid exchanging money with street dealers, and count your cash before leaving the counter. These simple precautions make receiving counterfeit notes extremely unlikely.
Final Thoughts
The Kenyan Shilling is the only official currency in Nairobi. While credit cards are widely accepted in major establishments, carrying some cash in Kenyan Shillings makes traveling around the city more convenient. Exchange money through licensed providers, use ATMs at reputable locations, and enjoy a smooth travel experience in Kenya's vibrant capital.
